Salary Loans

This product provides short term loans to salaried individuals to meet their unique financial needs. It’s a short term financing product available to permanent beyond current month salary


  • Loan size of Kshs5,000 – Kshs250,000 subject to labour laws on 1/3 Rule
  • Loan Processing within 24 hours where all requirements are in place.
  • Flexible Repayment period up to 6 months
  • Monthly loan payment
  • Very attractive interest rates
  • Easy and convenient disbursement and repayment through mobile banking, among other platforms


  • The employee must be on permanent basis or not less than one year contract.
  • This product is offered to employees whose employer has a Memorandum of Understanding (MOU) with Moptions Capital Ltd.
  • Instalments are deducted and remitted to Moptions Capital Ltd through check-off system.
  • Loan Application must be approved by the employer