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an introduction
Moptions Capital
We are a non-deposit taking micro credit institution registered in Kenya under the company Act Cap 486. We are also recognized by the Central Bank of Kenya (CBK) as a non-deposit taking credit only institution. Our business is to assist clients and upcoming entrepreneurs with micro, small and medium businesses to Match their Financial and non-financial Options.
Our Vision
Empowering every Kenyan in Matching their financial and non-financial Options to positively change own and societal fortunes.
Our Mission
To optimise creation of wealth through innovative and relevant financial, training & business development services.
What We’re Offering
Our Types of Loans
Business-Haraka Loan
Loan designed for growth, expansion, and operational needs. Flexible repayment terms tailored to support diverse enterprise requirements.
Business Jijenge Loan
A loan to support growth, operations, and expansion. Customized solutions with flexible terms for diverse business needs.
Salary Loan
A loan for employees needing advance funds. Accessible, quick, and tailored to monthly income and repayment capabilities.
TRUST
People Trust Us Since We Make Them Understand Our Loan Terms
This is crucially important whether you are a first time borrower or an experienced borrower. Understanding the loan terms and regulations you are talking helps prevent any hidden misconception that the borrower may have over time with us. We are always open on our customers on the risks involved before talking loans. We are honest and trustworthy.
What is a monthly flat rate??
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What is an annualised percentage rate (APR)?
The annualised percentage rate is an index of borrowing cost and is calculated on the basis of 365 days or 366 days a year, including interest and all related fees/charges, in accordance with the relevant guidelines of the Code of Banking Practice. APR is used as a way for customers to compare interest rates
How long should I borrow for?
A good general rule is not to borrow for longer than the life of the thing you are paying for. For example, if you have an annual expense such as a tax bill then a loan of 12 months or less would be the best choice - otherwise you will still be paying off your first loan when the next year's tax demand arrives. With careful budgeting, you can balance the amount you borrow with the period of the loan and the amount you can afford to repay each month.
Customers Testimonials
Customers Testimonials
Anytime I’ve had an issue, I’ve reached out to Moptions Capital. They’ve been there from the start to help when I’ve needed it.
The Loan Fund has been a key partner in our success, and an invaluable asset for the growth and future of our company.
The Moptions Capital has been incredibly helpful to my business by providing a line of credit for our continued growth.
99%
Success Rates Guarantee
OUR BENEFITS
Why Choose Us?
We provide you with the best loan services and our experienced staff help you to fully understand the loan obligations. Less document and fast approval process of passages. We also provide fast loans at a lower interest to help you grow.
Professional Team
We have a professional team to help you in your loan application process.
Smooth Repayments
Enjoy flexible repayment options when you register for a loan with us
Loan Process
Consultancy
Payment Benefits
What We’re Offering
Our latest news updates
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